Health Care Scare

I just have to sound off about something. Scott was telling me over the weekend that if this Obama healthcare plan passes one of two things are going to happen. We will either lose our current health insurance, or Carbonne is going to increase the rate, substantially, that we have to contribute to keep the insurance we have.

It's hard to know what to believe. To me, the government doesn't know how to run anything. Whatever they touch, they mess up, there is so much beauracracy and waste that it makes me sick. I think that's what will happen with a government run health care.

If you were an employer, what would you do. Would you continue to offer health insurance as a fringe benefit to your employees, or would you say screw it and get rid of it...making your employees get onto the government plan? I know that our insurance for our family is over $500 a month. Multiply that by 100 em,ployees and tell me what you would do as an employer.

We will end up in the government run health care. They compare it to Medicaid (the Dems that is). Let me tell you, I have experience with Medicaid. When I was faced with Jason and Jourdan not having insurance, thanks to their still unemployed dad, I had to apply to the state for MIChild. I pay for the kids to have the insurance, he doesn't, I do. It is deducted from the amount of child support that he pays in...but it's deducted from the amount that they send to me.

So, the kids have had the Medicaid type insurance for the last four or five years. Jourdan has terrible allergies but they won't cover allergy medicine because you can buy it over the counter. Well that shit doesn't work for her so she is out of luck. We have to see a particular doctor if we want the appointment to be covered under the insurance. I've also discovered, after Jason's shoulder injury, that it does not cover many things that he has needed.

Did you know that football is considered an extra-curricular activity and the insurance company does not feel that he "needs" to play. They don't want to cover the things that he needs to protect his ankles and shoulder, because it's an extra-curricular activity. WTF! So, $300 or so later I'm sitting here wondering how this government plan will be better than the BCBS that Scott and I have right now.

I had Sami by C-Section at Metro Health hospital. My bill ran over $20,000 and I didn't have to fork out one single penny of that. Blue Cross picked up every dime of it. Bless their hearts, they have been the best insurance we have had and it makes me sick to think of losing this great insurance that we are very lucky to have.

I was lucky tonight to get a call for a "PHONE TOWN HALL MEETING" with Rep. Vern Ehlers. I was not able to ask my question, because they ran out of time, but I was able to leave a message and was promised a phone call back within a day. I was happy about this and look forward to hearing what he has to say about the health care reform. I'll update you when I hear something.